Appraisal services for Ambridge and Beaver County homeownersHere are the top 7 reasons why Pennsylvania homeowners use O'Malley Real Estate Appraisal Company:
At O'Malley Real Estate Appraisal Company, we understand the unique needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at O'Malley Real Estate Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.Challenge Tax AssessmentIf you live in an area that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from O'Malley Real Estate Appraisal Company is your #1 weapon when contesting your property tax assessment.Appraisals to remove PMIPMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. O'Malley Real Estate Appraisal Company is experienced in helping people just like you remove unnecessary PMI insurance.HELOC recently frozen?Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be difficult from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. O'Malley Real Estate Appraisal Company can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Do you need a seasoned appraiser to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from O'Malley Real Estate Appraisal Company can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home. |
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